Need finance for personal requirements? Don’t worry, We are listening to your needs. Apply today for House top-up loan

Purpose:
To provide financial assistance to existing house loanee for personal needs like education/ marriage of children, health expense, repair/renovation etc.

Features:
• Sanctioned as Term Loan for rest of the tenure of house loan or up to 15 years
• Loan for any legitimate personal expenses like education, marriage, healthcare, repair, renovation, maintenance etc.
• Maximum loan up to Rupees 60.00 lakh
• Loan available at zero margin


Advantage:
• Low Interest Rate
• Minimal Documents
• Minimal Processing Fee
• No hidden charges
• No Pre-payment penalty

Eligibility:
• Any timely repaying loanee who has availed house loan from the bank.
• Age: Minimum 18 years to maximum age 55 years at the time of application


Rate of Interest:
• Rate 8.95%
• ROI is calculated on daily reducing balance

Charges:
• Minimal Processing Fee
• Other Charges: Document stamp charges as prescribed by the Government

Documents Required:
• Application form duly filled and signed
• KYC Documents of the applicant and 02 guarantors
• CIBIL reports of the applicant and 02 guarantors
• Last 03 year Income Tax Returns of the applicant and 02 guarantors
• Property documents of the land to be pledged against loan
• Valuation report of the property by bank’s valuer
• Affidavit by the applicant


*Terms & Conditions apply. For further details, Please contact your Nearest Branch